Banking guide for Chomedey residents — Laval's largest and most diverse neighbourhood. Compare Desjardins, KOHO, EQ Bank, National Bank, TD, and RBC.
Get KOHO Free — Code 45ET55JSYAKOHO is the top choice for Chomedey residents across all backgrounds. With full French and English support, cash back on groceries, and a competitive savings rate, KOHO eliminates banking fees for Chomedey's busy families and professionals. Available entirely online — no branch required.
EQ Bank's 3%+ savings rate with no fees makes it an excellent choice for Chomedey residents saving for a down payment or building emergency savings. Chomedey's real estate market is strong — EQ Bank helps you grow your down payment faster.
Desjardins is the backbone of Quebec banking and has a strong presence throughout Laval, including Chomedey. Unlimited AMF deposit insurance, local mortgage expertise for Laval's housing market, and full French service make Desjardins the go-to for local homebuyers and families.
National Bank has a strong presence in Laval with multiple Chomedey-area branches. For Laval homebuyers, National Bank offers mortgage products and first-time buyer programs backed by Quebec expertise.
TD is well-represented in Chomedey with branches along major commercial arteries. Extended hours, bilingual service, and strong digital banking suit Chomedey's busy professional community.
RBC has branches in Chomedey and provides full banking services for personal and business clients. Their national ATM network and mortgage specialists are well-suited to Laval's growing real estate market.
KOHO is available in French and English — perfect for Chomedey residents. No monthly fees, cash back on everyday purchases, and easy to open online. Use code 45ET55JSYA for a sign-up bonus.
Get KOHO Free — Use Code 45ET55JSYAChomedey is the largest neighbourhood in Laval, the second-largest city in Quebec. Located on the western end of Île Jésus, Chomedey is bordered by Laval-des-Rapides to the east, and the Rivière des Prairies separating it from Montreal. The neighbourhood is known for its cultural diversity, strong commercial strips along Boulevard Curé-Labelle and Boulevard Samson, and excellent access to Montreal via the A13 and A15 autoroutes.
An important note for Chomedey homebuyers: Laval is a separate city from Montreal and does not charge the Montreal welcome tax surtax. Laval uses the standard Quebec 4-bracket formula. This means significant savings on welcome tax for properties over $500,000 compared to purchasing within the City of Montreal's boundaries.
Banking infrastructure in Chomedey is extensive, with major bank branches present along all main commercial arteries. Desjardins, National Bank, TD, RBC, BMO, and Scotiabank all have a presence in the area.
Laval is a distinct city and does NOT charge the Montreal welcome tax surtax. On a $700,000 home in Chomedey, welcome tax is approximately $10,064 — compared to $11,314 within Montreal city limits. A savings of $1,250 or more on many purchases.
No. Chomedey is a district of the City of Laval, which is a completely separate municipality from Montreal. Laval has its own mayor, city council, and tax structure.
No. Laval uses the standard Quebec 4-bracket welcome tax formula. The Montreal surtax (additional 0.5% on amounts over $500K) only applies within the administrative boundaries of the City of Montreal.
Yes. Chomedey has one of the most comprehensive banking networks in Laval, with all major Canadian banks and Desjardins represented along major commercial corridors.
Desjardins and National Bank are the most commonly used for Laval mortgages. TD and RBC are also competitive. Comparing rates via a mortgage broker can save thousands over the life of your mortgage.
No fees, bilingual support — KOHO is the smart banking choice for Laval families.
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