Banking guide for Vimont residents in Laval — compare Desjardins, KOHO, EQ Bank, National Bank, TD, and RBC. Laval uses standard QC welcome tax — no Montreal surtax.
Get KOHO Free — Code 45ET55JSYAKOHO is the #1 no-fee banking option for Vimont families. With full French and English support, cash back on everyday spending, and up to 3% on savings, KOHO helps Laval residents keep more of their money every month.
EQ Bank offers top savings rates for Vimont residents building their financial future. Whether saving for a down payment on a Laval property or growing an emergency fund, EQ Bank's 3%+ rate far outpaces traditional savings accounts.
Desjardins is the dominant bank in Laval and has multiple branches serving Vimont and surrounding neighbourhoods. Unlimited AMF deposit insurance, strong mortgage products for Laval's competitive real estate market, and full French-language service make Desjardins essential for local buyers.
National Bank is well-represented in Laval and offers strong mortgage and personal banking products for Vimont residents. As a Quebec-headquartered bank, they understand the province's unique real estate framework.
TD has branches throughout Laval with extended hours and strong digital banking. A practical choice for Vimont commuters who use TD branches across the Montreal region.
RBC provides full-service banking in Laval with mortgage specialists, investment advisors, and a large ATM network. Their Avion rewards program is popular in the area.
KOHO is available in French and English — perfect for Vimont residents. No monthly fees, cash back on everyday purchases, and easy to open online. Use code 45ET55JSYA for a sign-up bonus.
Get KOHO Free — Use Code 45ET55JSYAVimont is a residential neighbourhood in northeastern Laval, bordering Laval-des-Rapides to the west and the city of Terrebonne to the east. The neighbourhood is known for its quiet residential streets, good schools, and family-oriented community. Many residents commute to Montreal or work locally in Laval's growing commercial and industrial sectors.
Laval is the second-largest city in Quebec and a completely separate municipality from Montreal. As such, Laval does NOT apply the Montreal welcome tax surtax. Vimont homebuyers benefit from the standard Quebec formula, resulting in lower welcome tax bills than comparable properties in Montreal for higher-priced purchases.
Banking in Vimont is primarily accessed via Desjardins and major bank branches along nearby commercial arteries. Digital banking options like KOHO serve residents who prefer not to make branch visits.
Laval's no-surtax advantage is most pronounced on higher-value properties. On a $700,000 Vimont home, welcome tax is approximately $10,064 — vs. $11,314 in Montreal. That's $1,250 in your pocket. Plus average Laval prices are typically lower than Montreal for comparable properties.
No. Vimont is a neighbourhood of Laval, which is a completely separate city from Montreal with its own government and tax structure.
The standard Quebec 4-bracket formula applies in all of Laval, including Vimont. No Montreal surtax. Laval's standard welcome tax is the same as other Quebec municipalities outside Montreal.
Desjardins has a strong presence in Laval and is one of the most commonly used financial institutions in Vimont. National Bank and major banks also serve the area with nearby branches.
No fees and full French support — KOHO is the easy banking choice for Laval families.
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