Windsor residents — compare top Canadian banks for savings rates, no-fee chequing, and mortgage options. Windsor is Ontario's Auto City, located across the border from Detroit and home to a major university.
Population ~229,000 · Updated 2025Rates and features as of 2025. Always verify directly with the institution.
Windsor buyers pay Ontario LTT only — no municipal land transfer tax applies here.
Rates: 0.5% ≤$55K · 1.0% $55K–$250K · 1.5% $250K–$400K · 2.0% $400K–$2M · 2.5% above $2M. FTB rebate: full ($4,000) if price ≤$368,000, partial up to $400,000, zero above $400,000.
Local answers for Windsor home buyers and savers.
Windsor has historically had some of the most affordable home prices among Ontario cities of its size, with averages around $400,000–$520,000. The market has been active due to relative affordability compared to the GTA.
No. Only the City of Toronto levies a municipal LTT in Ontario. Windsor buyers pay only the provincial Ontario Land Transfer Tax.
Windsor has extensive banking infrastructure including all Big 5 banks, local credit unions like Windsor Family Credit Union, and digital banks. The cross-border economy means many residents also use US financial services.
Windsor offers relatively affordable entry into Ontario homeownership. Homes priced at or near $400,000 may qualify for a partial Ontario FTB rebate. Use our calculator to see your LTT estimate and potential savings.