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Updated March 2025

Best Credit Cards for Gas Canada 2025

With gas prices consistently above $1.50/L in many Canadian cities, earning cashback on fuel adds up fast. These cards offer the best rewards at the pump in 2025.

Top Picks for 2025

Ranked by overall value — rates, fees, features, and Canadian-specific benefits.

KOHO Note: KOHO occasionally runs limited-time cashback Boosts on gas and fuel merchants. Sign up with code BREMO2026 for $100 and check the Boosts tab in the app for current gas promotions.

1
RBC Visa Infinite Avion (Gas)
1.25x RBC points on all spending including gas

Bonus/Welcome: 35,000 Avion points

Pros: Consistent 1.25x everywhere, flexible rewards

Cons: Not a dedicated gas card

Annual Fee$120/year
Earn Rate1.25x RBC points on
2
CIBC Dividend Visa Infinite
4% on groceries + gas combined

Bonus/Welcome: 10% for first 4 months

Pros: 4% on gas category, travel insurance

Cons: Combined grocery/gas limit

Annual Fee$99/year
Earn Rate4% on groceries + ga
3
BMO CashBack Mastercard
3% on gas, 1% everywhere else

Bonus/Welcome: 3% on all purchases first 3 months

Pros: 3% gas with no annual fee

Cons: 1% on non-gas spending

Annual Fee$0
Earn Rate3% on gas, 1% everyw
4
Scotiabank Passport Visa Infinite
2x Scene+ on gas & transit

Bonus/Welcome: Up to 40,000 Scene+ points

Pros: No FX fees, travel perks, solid gas rate

Cons: $150 fee, Scene+ less flexible

Annual Fee$150/year
Earn Rate2x Scene+ on gas & t
5
Tangerine Money-Back (Gas category)
2% on gas when selected as a category

Bonus/Welcome: 2% on all categories for first 3 months

Pros: No fee, 2% on gas

Cons: Limited category slots

Annual Fee$0
Earn Rate2% on gas when selec
6
Petro-Canada + RBC Mastercard
3 cents/L discount + 10% points at Petro-Canada

Bonus/Welcome: Save 3 cents/litre immediately

Pros: Instant savings at Petro-Canada, no annual fee

Cons: Only benefits at Petro-Canada locations

Annual Fee$0
Earn Rate3 cents/L discount +

No fee everyday banking

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Frequently Asked Questions

What credit card gives the best savings on gas in Canada?
BMO CashBack Mastercard offers 3% on gas with no annual fee — the best gas rate for a no-fee card. CIBC Dividend Visa Infinite offers 4% on gas+groceries combined for $99/year. The Petro-Canada RBC Mastercard provides 3 cents/litre off at Petro-Canada stations.
How much can I save on gas with a cashback card?
At 3% cashback on a typical Canadian's $150/month gas spending: $4.50/month or $54/year. At a dedicated gas card like CIBC's 4%: $6/month or $72/year. With the BMO no-fee at 3%: $4.50/month, $54/year — all for free.
Does the gas savings credit card work at all stations?
Most cashback credit cards give the same rate at any Canadian gas station including Petro-Canada, Esso, Shell, Ultramar, Pioneer, and Costco Gas. The exception is co-branded cards (like Petro-Canada RBC) which only provide maximum benefits at their own branded stations.
What is the best gas credit card with no annual fee?
BMO CashBack Mastercard gives 3% on gas with no annual fee. Tangerine Money-Back Mastercard gives 2% on gas when selected as a category. The Petro-Canada RBC Mastercard saves 3 cents/litre at Petro-Canada with no annual fee.