Free Canadian business banking tool

Business Bank Account Fee Calculator

Model the cost of account fees, transaction overages, cash-deposit charges, and other recurring costs using the numbers that apply to your business.

Compare up to three account plans

Enter each provider's current fee schedule and your expected monthly activity. All fields start at zero so the calculator does not assume any bank's current pricing.

Plan A

Plan B

Plan C

Entered amounts stay in this browser and are not stored by this calculator.
Formula: monthly account fee + extra transactions × extra-transaction fee + cash deposits × cash-deposit percentage + other monthly fees. Annual estimate equals the monthly estimate × 12.
Important: Results are estimates, not bank quotes or financial advice. Fees, transaction definitions, waivers, taxes, and eligibility can vary. Confirm current terms directly with each provider before opening or changing an account.