CCB Payment Dates 2025

Full Canada Child Benefit payment schedule for 2025. Know exactly when your CCB arrives and how to never miss a payment.

Canada Child Benefit Payment Schedule 2025

The CRA issues CCB payments on the 20th of each month, or the closest business day if the 20th falls on a weekend or holiday. Here are all 12 payment dates for 2025:

MonthPayment DateNotes
January 2025Monday, January 20Regular schedule
February 2025Thursday, February 20Regular schedule
March 2025Thursday, March 20Regular schedule
April 2025Thursday, April 17Moved — April 18 is Good Friday
May 2025Tuesday, May 20Regular schedule
June 2025Friday, June 20Regular schedule
July 2025Friday, July 18New benefit year starts — amounts recalculated
August 2025Wednesday, August 20Regular schedule
September 2025Friday, September 19Moved — Sept 20 is a Saturday
October 2025Monday, October 20Regular schedule
November 2025Thursday, November 20Regular schedule
December 2025Friday, December 12Early — Christmas holidays

Important: The July 2025 payment is a key date because the CRA recalculates your benefit amount using your 2024 tax return. Your monthly CCB may go up or down starting in July.

Why the July CCB Payment Is Different

Every July, the CRA resets CCB amounts for the new benefit year (July to June). The calculation is based on the previous year's tax return:

Benefit PeriodIncome UsedFirst Payment
July 2024 – June 20252023 family net incomeJuly 18 or 19, 2024
July 2025 – June 20262024 family net incomeJuly 18, 2025

If you filed your 2024 tax return late (after April 30, 2025), your July payment may be delayed or temporarily set to zero until CRA processes your return.

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How to Make Sure You Get Paid on Time

1. Set up CRA direct deposit

Direct deposit is the fastest and most reliable way to receive your CCB. Funds arrive in your bank account on the payment date itself. To set up direct deposit, log into CRA My Account and add your bank account details under "Direct deposit."

2. File your taxes on time — every year

Both you and your spouse or common-law partner must file a tax return every year, even if you had no income. If either return is missing, the CRA will stop your CCB payments. The filing deadline is April 30 for most Canadians and June 15 for self-employed individuals (but taxes owing are still due April 30).

3. Keep your address updated

If you're receiving paper cheques instead of direct deposit, ensure your mailing address is current in CRA My Account. Cheques take 5–10 business days to arrive by mail.

4. Report changes to marital status or custody immediately

Changes to your family situation affect your CCB entitlement. Notify the CRA within 90 days of a separation, divorce, new partner, or change in who primarily cares for the children.

CCB Payment Amounts 2025

For the July 2024 – June 2025 benefit year, the maximum monthly CCB amounts are:

Child's AgeMaximum MonthlyMaximum Annual
Under 6 years old$648.92$7,787
6–17 years old$547.50$6,570
Child Disability Benefit (add-on)$264.42$3,173

These maximums apply to families with net income below $36,502. The benefit is reduced at higher incomes.

Frequently Asked Questions

What time does CCB arrive in my bank account?
With direct deposit, CCB typically arrives early in the morning on the payment date — often before 9 AM. However, processing times can vary by financial institution. Most major Canadian banks post government deposits at midnight or first thing in the morning.
What if my CCB doesn't arrive on the payment date?
Wait 5 business days after the payment date. If you still haven't received your payment, log into CRA My Account to check your payment history and ensure your direct deposit information is correct. You can also contact CRA at 1-800-387-1193.
Why is December's payment earlier than the 20th?
December's payment is moved to December 12 to ensure families receive their funds before the Christmas holidays. The CRA has followed this practice in recent years to avoid delays from the holiday mail slowdown and to give families access to funds for holiday expenses.
Can I get CCB payments deposited to a KOHO account?
Yes. KOHO provides a virtual Visa account with a transit number and account number that you can add to CRA My Account for direct deposit. This means your CCB arrives fee-free into your KOHO account on payment day.
Are there provincial CCB supplements with the same payment dates?
Some provinces offer child benefit top-ups. Ontario's child benefit is paid with the CCB on the same dates. Quebec's child assistance payments follow a separate schedule (typically every 3 months). Check your provincial government's website for details.