Canada Child Benefit 2025

Payment dates, maximum amounts, and a free CCB calculator. Estimate your monthly benefit based on your family net income and number of children.

CCB Calculator 2025

Estimate your monthly Canada Child Benefit based on your 2023 family net income (CCB paid July 2024–June 2025 is based on 2023 tax returns).

Number of children under 6 years old Number of children 6–17 years old Family net income from 2023 tax returns ($) Are any children eligible for the Child Disability Benefit?

Estimated annual CCB:$0

Estimated monthly payment:$0

*Estimate only. Actual CCB depends on your exact tax return figures and family circumstances. Use CRA's official calculator for precise amounts.

CCB Maximum Amounts for 2025–2026 (July 2025–June 2026)

Child's Age	Maximum Annual CCB	Maximum Monthly CCB
Under 6 years	$7,997 per child	$666.41 per child
6–17 years	$6,748 per child	$562.33 per child
Child Disability Benefit (add-on)	$3,322 per eligible child	$276.83 per eligible child

Maximum amounts apply to families with adjusted family net income below $36,502 (2023 income). Amounts are reduced as income increases.

CCB Payment Dates 2025

Payment Month	Payment Date
January 2025	January 20, 2025
February 2025	February 20, 2025
March 2025	March 20, 2025
April 2025	April 17, 2025
May 2025	May 20, 2025
June 2025	June 20, 2025
July 2025	July 18, 2025
August 2025	August 20, 2025
September 2025	September 19, 2025
October 2025	October 20, 2025
November 2025	November 20, 2025
December 2025	December 12, 2025

Tip: Set up direct deposit in CRA My Account to receive your CCB payment the same day it's issued. Without direct deposit, mailed cheques can take 5–10 business days.

How the CCB Phase-Out Works

The CCB is reduced as your family net income increases beyond $36,502. The reduction rate depends on the number of children:

Income Range	Reduction Rate (1 child)	Reduction Rate (2+ children)
$0 – $36,502	No reduction (full benefit)	No reduction
$36,502 – $79,087	13.5% of income over $36,502	19.0% (2), 22.0% (3), 23.0% (4+)
Over $79,087	5.7% additional	Various additional rates

Frequently Asked Questions

Who is eligible for the Canada Child Benefit?

You qualify for the CCB if you're a Canadian resident who lives with a child under 18 and is primarily responsible for the child's care. You must file your taxes every year to continue receiving the benefit. Both parents should file, even if one has no income.

Is the Canada Child Benefit taxable?

No. The CCB is completely tax-free. You do not report it as income on your tax return, and it does not affect your eligibility for other income-tested benefits.

How do I apply for the Canada Child Benefit?

When you register the birth of your child with your provincial vital statistics office, the CRA is notified automatically in most provinces. You can also apply through CRA My Account, by filing your tax return and indicating you have a new child, or by completing Form RC66.

What income is used to calculate CCB?

The CCB is based on your "Adjusted Family Net Income" — line 23600 of your and your spouse's/common-law partner's tax returns from the prior tax year. The 2025 benefit year (July 2025–June 2026) is based on 2024 tax returns.

Does TFSA or RRSP income affect CCB?

TFSA withdrawals are not income and do not affect your CCB. RRSP withdrawals are taxable income and will increase your adjusted net income, potentially reducing your CCB. This is a key reason why TFSAs are often preferred for savings when you receive income-tested benefits.