Ontario Trillium Benefit 2025

No fee everyday banking

Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.

See how it works

Monthly payments to help low-to-moderate income Ontarians with energy costs, property tax, and sales tax. Here's everything you need to know.

KOHO — Make Your OTB Go Further

Earn cash back on every dollar you spend. Use code BREMO2026 for a $100 welcome bonus.

Get $100 Bonus →

What Is the Ontario Trillium Benefit?

The Ontario Trillium Benefit (OTB) is a monthly provincial payment that combines three tax credits into a single monthly cheque or direct deposit:

Ontario Energy and Property Tax Credit (OEPTC)

Up to $1,248

For renters and homeowners who pay energy costs and property tax

Northern Ontario Energy Credit (NOEC)

Up to $174 (single) / $268 (family)

For residents of Northern Ontario

Ontario Sales Tax Credit (OSTC)

Up to $360 per person

For Ontario residents based on adjusted family net income

OTB Payment Dates 2025

MonthPayment Date
January 2025January 10, 2025
February 2025February 10, 2025
March 2025March 10, 2025
April 2025April 10, 2025
May 2025May 9, 2025
June 2025June 10, 2025
July 2025July 10, 2025
August 2025August 8, 2025
September 2025September 10, 2025
October 2025October 10, 2025
November 2025November 10, 2025
December 2025December 10, 2025

Annual payment option: If your annual OTB entitlement is $360 or less, it's paid as a lump sum in July. You can also choose to receive the full annual amount in a July lump sum (instead of monthly) through CRA My Account.

OTB Eligibility Requirements

Ontario Energy and Property Tax Credit (OEPTC)

You qualify if you were an Ontario resident on December 31, 2024, and you or your spouse/partner:

Ontario Sales Tax Credit (OSTC)

You qualify if you were an Ontario resident on December 31, 2024, and you:

Income Thresholds (2025 OTB — Based on 2024 Returns)

Credit ComponentPhase-out Income (approx.)
OSTC (single)Begins reducing above ~$26,000
OSTC (family)Begins reducing above ~$33,000
OEPTC (renters)Begins reducing above ~$32,000
OEPTC (homeowners)Begins reducing above ~$46,000

How to Apply for the OTB

You do not need to submit a separate application. You claim the OTB by completing the appropriate schedule when you file your annual Ontario income tax return:

If you missed claiming the OTB on a previous year's return, you can file an adjustment (T1-ADJ) through CRA My Account to claim past amounts. You have 10 years to claim retroactively.

Frequently Asked Questions

Who gets the Ontario Trillium Benefit?
Any Ontario resident who files their income tax return and qualifies for the OEPTC, OSTC, or NOEC components. Renters, homeowners, seniors, and low-income families commonly receive the OTB. There's no separate application — it's claimed on your tax return.
How much is the Ontario Trillium Benefit?
It varies widely by income and circumstances. Maximum combined OTB can be over $1,600/year for qualifying families. Singles on lower incomes might receive $400–$700/year. Use CRA's Benefits Finder at Canada.ca to estimate your amount.
Do renters qualify for the OTB?
Yes. Renters qualify for the OEPTC component, which takes into account the portion of rent deemed to cover property tax and energy costs. You need to report the total amount of rent you paid during the year on your tax return.
Is the Ontario Trillium Benefit taxable?
No. OTB payments are not taxable income. They do not need to be reported on your tax return and do not affect your eligibility for other federal benefits like the Canada Child Benefit or GST/HST credit.
Why did my OTB stop?
Common reasons include: you didn't file your tax return, your income increased above the threshold, you moved out of Ontario, or there was a change in your household situation. Check CRA My Account for details and ensure your 2024 tax return is filed.