No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Beyond the purchase price, Canadian home buyers typically pay 1.5%–4% of the purchase price in closing costs. This calculator itemizes every cost so you know exactly how much cash you need on closing day.
Closing costs are expenses paid on the day you take legal ownership of a property. They are separate from your down payment and must be paid in cash — you cannot finance closing costs into your mortgage.
Once you know your numbers, start acting on them. KOHO offers free banking with no monthly fees. Use code BREMO2026 for a bonus when you open your account.
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