Compare Tangerine and KOHO side by side. See which Canadian bank offers better rates, lower fees, and more features in 2026.
For higher savings rates, Tie wins (Tangerine: 0.50% vs KOHO: 0.50%). For lower fees, Tie is the better choice.
| Feature | Tangerine | KOHO |
|---|---|---|
| Savings Rate (HISA) | 0.50% | 0.50% |
| Chequing Fee | $0 | $0 |
| e-Transfer | Free unlimited | $0 |
| Branches | None | None |
| Sign-up Bonus | $0 | $0 |
If you want the best savings rate, go with Tie. If low fees matter most, Tie is your pick.
Tangerine is a online bank offering 0.50% on savings with $0 chequing fees and Free unlimited e-Transfers. None branches.
KOHO is a fintech bank offering 0.50% on savings with $0 chequing fees and $0 e-Transfers. None branches.
Tangerine offers 0.50% savings with $0 fees. KOHO offers 0.50% with $0 fees. For savings, Tie wins.
Tangerine: $0. KOHO: $0. Tie wins.
Yes. Many Canadians use multiple banks to maximize rates and bonuses.