Compare Tangerine and Neo Financial side by side. See which Canadian bank offers better rates, lower fees, and more features in 2026.
For higher savings rates, Neo Financial wins (Tangerine: 0.50% vs Neo Financial: 2.25%). For lower fees, Tie is the better choice.
| Feature | Tangerine | Neo Financial |
|---|---|---|
| Savings Rate (HISA) | 0.50% | 2.25% |
| Chequing Fee | $0 | $0 |
| e-Transfer | Free unlimited | Free unlimited |
| Branches | None | None |
| Sign-up Bonus | $0 | $0 |
If you want the best savings rate, go with Neo Financial. If low fees matter most, Tie is your pick.
Tangerine is a online bank offering 0.50% on savings with $0 chequing fees and Free unlimited e-Transfers. None branches.
Neo Financial is a online bank offering 2.25% on savings with $0 chequing fees and Free unlimited e-Transfers. None branches.
Tangerine offers 0.50% savings with $0 fees. Neo Financial offers 2.25% with $0 fees. For savings, Neo Financial wins.
Tangerine: $0. Neo Financial: $0. Tie wins.
Yes. Many Canadians use multiple banks to maximize rates and bonuses.