Tax Deadline: April 30, 2026
Get your CRA refund 2-3 days faster — set up direct deposit to KOHO (free account, code BREMO2026 for $100 bonus).
Sign up for KOHO free, make any $20 spend, get $20 back instantly. Refer a friend and earn $100 each. No credit check, no monthly fees.
Visit KOHO (via bremo.io) — the code BREMO2026 is automatically attached. No need to enter it manually.
Enter your email, verify your identity with a government ID. No credit check, no minimum balance required.
Use your free KOHO Visa card anywhere — groceries, gas, coffee. Any $200 purchase triggers the bonus.
Your bonus appears in your KOHO account within 24 hours of qualifying purchase.
Once you're in, share your own KOHO referral code. When a friend signs up and spends $200, you both earn $100. Unlimited referrals.
| Account | Signup Bonus | Monthly Fee | Credit Check |
|---|---|---|---|
| KOHO (BREMO2026) Best | $20–$120+ | $0 | None |
| Neo Financial | $25–$75 | $0 | None |
| Tangerine | $0–$500 | $0 | Soft check |
| TD | Up to $3500 | $100.95–$29.95 | Yes |
| Scotiabank | Up to $ | $100.95–$300.95 | Yes |
* KOHO and Neo are best for newcomers and those starting out. Major bank bonuses are bigger but require fees and credit checks.
Expires April 30, 2026. Open to all Canadian residents. No credit history needed.
Get $20 Free + $100/Referral with BREMO2026 →