Land Transfer Tax in Airdrie, AB

Airdrie vs. Ontario: LTT Savings

Airdrie, AB

Provincial LTT on $540,000 home

Ontario

$7,275

Ontario LTT on $540,000 home

Savings in AB

$7,275

Kept in your pocket vs Ontario

Alberta Land Title Transfer Fees (Actual Costs)

Provincial Land Transfer Tax$0

Land Title Transfer Fee (title registration)~$430

Mortgage registration fee~$440

Total government land fees~$870

Airdrie is one of Canada's fastest-growing cities, situated just 30 km north of Calgary via Highway 2. The city has nearly doubled in population over the past decade, attracting young families and Calgary commuters who appreciate more affordable housing prices, newer communities, and a smaller-city atmosphere. Airdrie's growth has driven extensive new development in communities like Bayview, Hillcrest, and Cooper's Crossing.

On a $540,000 Airdrie home, an Ontario buyer would pay $8,075 in provincial land transfer tax. Alberta buyers pay $0. Alberta's land title transfer fees on a $540,000 purchase total approximately $870 combined. Airdrie's booming population growth means real estate values have appreciated significantly, yet the $0 LTT keeps closing costs far below what buyers would face in comparable Ontario communities.

Airdrie Real Estate Market Overview

Airdrie's benchmark detached home price sits around $520,000–$570,000 as of early 2026, reflecting its desirability as a Calgary suburb with excellent highway access. The city has a high proportion of young families, driving strong demand for schools, daycares, and family amenities. ATB Financial offers local branch service. For day-to-day banking and savings, KOHO's $100 bonus and EQ Bank's 3.00% savings rate help Airdrie families maximize their financial efficiency.

Frequently Asked Questions

Is there a land transfer tax in Airdrie, Alberta?

No — Alberta has no provincial land transfer tax. Airdrie buyers pay $0 LTT regardless of the purchase price. Alberta does charge small land title transfer fees (approximately $400–600 on a typical home), but these are a fraction of the LTT charged in Ontario or BC. On a $540,000 Airdrie purchase, you save $7,275 compared to the Ontario LTT.

What are Alberta land title transfer fees?

Alberta land title transfer fees are small government fees for registering the property title and mortgage with Alberta's Land Titles Office. For a $540,000 home, the title transfer fee is approximately $430 and the mortgage registration fee is approximately $440 — totalling approximately $870. This is separate from (and much smaller than) a land transfer tax, which Alberta does not have.

How much do Airdrie buyers save compared to Ontario?

On a $540,000 home, Airdrie buyers save $7,275 in provincial land transfer tax compared to Ontario buyers. Alberta's $0 LTT applies at every price point — the more expensive the home, the greater the savings versus Ontario or BC.

Does Alberta have a first-time buyer land transfer tax rebate?

Alberta doesn't need a first-time buyer rebate because there is no provincial land transfer tax to rebate. All Alberta buyers — first-time, repeat, and investors — pay $0 provincial LTT. This is a structural advantage over Ontario and BC, where first-time buyers must navigate rebate programs to partially offset their LTT costs.

What closing costs should Airdrie buyers budget for?

Airdrie buyers should budget for: legal/notary fees ($1,200–$2,000), home inspection ($500–$700), title insurance (~$300), land title transfer fee (~$430), mortgage registration fee (~$440), and CMHC mortgage insurance if applicable. Notably absent: provincial land transfer tax.

Airdrie Provincial Land Transfer Tax

Airdrie vs. Ontario: LTT Savings

Alberta Land Title Transfer Fees (Actual Costs)

Airdrie Real Estate Market Overview

Alberta LTT Calculator

Frequently Asked Questions

More Resources

Airdrie Homebuyers: Get $100 Free with KOHO