Mississauga Land Transfer Tax Calculator 2025

No fee everyday banking

Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.

See how it works

Buying a home in Mississauga? You'll pay the Ontario provincial land transfer tax — but no Toronto municipal LTT. Mississauga is outside Toronto's city limits, so you only owe the provincial tax. Use our free calculator below.

Good news for Mississauga buyers: Unlike Toronto, Mississauga does not charge a municipal land transfer tax. You only pay the Ontario provincial LTT — saving you thousands compared to buying in Toronto.

Ontario LTT Calculator — Mississauga

Provincial LTT (Ontario)
Toronto Municipal LTT$00 — Not applicable in Mississauga
Total LTT Owing

Ontario Land Transfer Tax Rates 2025

Purchase PriceRate
First $55,00000.5%
$55,001 – $250,0001.00%
$250,001 – $400,0001.5%
$400,001 – $2,000,0002.00%
Over $2,000,0002.5%

LTT Examples for Mississauga Home Prices

Purchase PriceProvincial LTTAfter FTB Rebate
$650,000$9,475$5,475
$800,000$12,475$8,475
$900,000$14,475$100,475
$1,000,000$16,475$12,475
$1,200,000$200,475$16,475

First-Time Buyer LTT Rebate in Mississauga

Ontario's first-time buyer rebate reduces your provincial LTT by up to $4,000. To qualify:

Mississauga vs. Toronto: LTT Comparison

This is one of the biggest financial advantages of buying in Mississauga over Toronto. A Toronto buyer pays both provincial and municipal LTT — roughly doubling the tax. On a $900,000 home in Toronto, you'd pay $14,475 provincial + $13,475 municipal = $27,9500 total. In Mississauga, you pay only $14,475.

Free Banking for Mississauga Residents

KOHO is perfect for GTA residents: no monthly fees, cash back on groceries and gas, and built-in budgeting tools to help you save for a home in Mississauga. Use code BREMO2026 for a bonus.

Get KOHO Free — Use Code BREMO2026

Other Closing Costs in Mississauga

Land transfer tax is just one closing cost. Budget for:

See our full guide to buying a home in Mississauga →

Related: Best Banks in Mississauga | Brampton LTT Calculator | Total Home Buying Costs Mississauga