No fee everyday banking
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Ontario LTT for Whitby homebuyers — Durham Region means no Toronto municipal land transfer tax
Whitby is in Durham Region. Only Ontario provincial LTT applies — save thousands vs. buying in Toronto.
| Purchase Price Range | Tax Rate | Marginal Tax |
|---|---|---|
| First $55,000 | 0.5% | Up to $275 |
| $55,001 – $250,000 | 1.0% | Up to $1,950 |
| $250,001 – $400,000 | 1.5% | Up to $2,250 |
| $400,001 – $2,000,000 | 2.0% | Up to $32,000 |
| Over $2,000,000 | 2.5% | — |
| First-Time Buyer Rebate | — | Up to $4,000 back |
Whitby is one of Durham Region's most sought-after communities — affluent, family-friendly, with strong GO Train service. Typical 2025 prices:
| Property Type | Typical Price | LTT (Standard) | LTT (First-Time) |
|---|---|---|---|
| Condo / townhouse | $650,000 | $9,975 | $5,975 |
| Semi-detached | $850,000 | $13,475 | $9,475 |
| Detached — central Whitby | $1,000,000 | $16,475 | $12,475 |
| Detached — Brooklin/north | $1,200,000 | $20,475 | $16,475 |
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