Estimate your annual property tax for 25+ Canadian cities instantly
Property tax in Canada varies dramatically by city — from under 0.25% in Burnaby, BC to over 1.4% in Winnipeg and Regina. Use our free calculator below to estimate your annual and monthly property tax bill for any major Canadian city in 2025.
The table below shows the 2025 residential property tax rate and estimated annual tax for three benchmark home values.
| City | 2025 Rate | $500K Home | $750K Home | $1M Home |
|---|---|---|---|---|
| Toronto, ON | 0.6274% | $3,137 | $4,705 | $6,274 |
| Ottawa, ON | 1.0956% | $5,477 | $8,216 | $10,955 |
| Mississauga, ON | 0.8375% | $4,187 | $6,281 | $8,375 |
| Brampton, ON | 0.9872% | $4,936 | $7,404 | $9,872 |
| Hamilton, ON | 1.2640% | $6,320 | $9,480 | $12,640 |
| London, ON | 1.3889% | $6,944 | $10,416 | $13,888 |
| Markham, ON | 0.6518% | $3,259 | $4,888 | $6,518 |
| Vaughan, ON | 0.7881% | $3,940 | $5,910 | $7,880 |
| Richmond Hill, ON | 0.6859% | $3,429 | $5,144 | $6,858 |
| Oakville, ON | 0.8149% | $4,074 | $6,111 | $8,149 |
| Barrie, ON | 1.3558% | $6,779 | $10,168 | $13,558 |
| Kitchener, ON | 1.2246% | $6,122 | $9,184 | $12,245 |
| Vancouver, BC | 0.2688% | $1,343 | $2,015 | $2,687 |
| Surrey, BC | 0.3170% | $1,585 | $2,377 | $3,170 |
| Burnaby, BC | 0.2440% | $1,220 | $1,830 | $2,440 |
| Richmond, BC | 0.3070% | $1,535 | $2,302 | $3,070 |
| Victoria, BC | 0.4920% | $2,460 | $3,690 | $4,920 |
| Kelowna, BC | 0.3880% | $1,940 | $2,910 | $3,880 |
| Calgary, AB | 0.6713% | $3,356 | $5,034 | $6,713 |
| Edmonton, AB | 0.9461% | $4,730 | $7,095 | $9,461 |
| Winnipeg, MB | 1.4638% | $7,319 | $10,978 | $14,638 |
| Saskatoon, SK | 1.2600% | $6,300 | $9,450 | $12,600 |
| Regina, SK | 1.4400% | $7,200 | $10,800 | $14,400 |
| Ottawa, ON | 1.0956% | $5,477 | $8,216 | $10,955 |
| Montreal, QC | 1.1004% | $5,502 | $8,253 | $11,004 |
Property tax rates differ dramatically between Canadian cities for several reasons. First, assessed values vary enormously: Vancouver's average detached home is assessed at over $1.5 million, while a comparable home in Regina might be assessed at $350,000. Cities with higher average values can raise the same total revenue with a lower rate.
Second, service levels and infrastructure differ. Densely-built, transit-rich cities often have lower per-household service costs than sprawling suburban or rural municipalities. Third, commercial and industrial tax base matters: cities with large commercial/industrial sectors (like Burnaby with its industrial lands and airport proximity) can offset residential tax burdens.
Finally, provincial education levies are embedded in property tax bills in most provinces, adding a significant portion beyond the municipal rate alone.
The single most effective action is to appeal your assessment if you believe it is too high. Compare your assessed value to recent sales of similar properties in your neighbourhood. Most provinces allow you to request a review within 30–120 days of your notice.
Additionally, check for applicable rebates and credits: Ontario's Seniors' Property Tax Grant, the BC Home Owner Grant, and Manitoba's Education Property Tax Credit can meaningfully reduce bills. Some municipalities also offer deferrals for seniors on fixed incomes.
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