Current rates, instant calculator, and everything you need to understand your property tax bill
Hamilton's 2025 residential property tax rate is 1.264019% of MPAC assessed value — roughly double Toronto's rate. This reflects Hamilton's lower average home values and higher relative municipal spending per capita.
Hamilton offers significantly lower home prices than the GTA core, but its property tax rate is considerably higher. This means the effective annual tax bill may be comparable to some Toronto homes, despite lower assessed values. Knowing the rate helps buyers make informed decisions.
Hamilton uses MPAC assessments and the 2025 residential tax rate is 1.264019%.
Formula: Annual Tax = CVA × 0.01264019
| Home Value | Estimated Annual Tax |
|---|---|
| $500,000 | $6,320/yr ($527/mo) |
| $750,000 | $9,480/yr ($790/mo) |
| $1,000,000 | $12,640/yr ($1,053/mo) |
Enter your home's assessed value to instantly estimate your annual property tax.
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Hamilton issues interim and final tax bills. Monthly pre-authorized plans (PAP) are available. Installment due dates are typically in February, April, June, and September.
Follow MPAC's standard RfR process within 120 days of your Property Assessment Notice. You can then escalate to the Assessment Review Board (ARB) if needed.