Refer and earn
Up to $3,500
a month.
Open a free account, deposit $20 to get $20, then earn for every friend you bring. KOHO says its top referrers are earning up to $3,500 a month.
Start earning, get $120 →
$20
when you
deposit $20
deposit $20
$100
up to, per
friend you refer
friend you refer
$3,500
a month,
referring friends
referring friends
How it works
Three steps, all free, no credit check. Set up in a couple of minutes.
1
Open free with BREMO2026
Create your KOHO account through the link and enter code BREMO2026. No fees, no credit check.
2
Deposit $20, get $20
Fund the account with $20 and your $20 bonus lands fast. That is your first win, same day.
3
Share your link, earn $100
Send your referral link to friends. KOHO pays up to $100 for each one who signs up and funds.
The math is simple
$20 to start, then up to $100 for every friend. KOHO says its most active referrers are earning up to $3,500 a month. Use code BREMO2026 when you open your account.
Bremo is a free Canadian money guide, not a bank, and does not guarantee any earnings. The $100 per-referral rate and the $3,500 a month figure are KOHO's own published figures. Actual referral earnings depend on your plan and how many friends you refer, and are subject to KOHO's referral program terms. Always confirm current terms on KOHO's site. Bremo may earn a commission when you open an account through our link, at no cost to you.