QC resident tuition: ~$3,500–$4,500/yr · Out-of-province: ~$9,000–$11,000/yr · Montreal shared rent: $700–$1,000/person/month · John Molson Business School — strong co-op
Tuition at Concordia
Concordia University charges Quebec-regulated tuition for QC residents: approximately $3,500–$4,500/year for most undergraduate programs, and $4,500–$5,500/year for John Molson School of Business and Engineering. Out-of-province students pay $9,000–$11,500/year. Concordia's tuition is slightly lower than McGill at all residency levels, making it an excellent value proposition for students who prefer a more diverse, city-integrated campus environment.
Concordia also operates a co-op program through the Cooperative Education and Internship Office, available in Engineering, Computer Science, and some Business programs. Co-op fees add approximately $700/work term.
Living and Studying in Montreal at Concordia
Concordia has two campuses: the Sir George Williams (SGW) campus on downtown Ste-Catherine Street and the Loyola campus in Notre-Dame-de-Grâce. Most arts, business, and engineering programs are at SGW, surrounded by Montreal's best neighborhoods for students.
- Concordia residence: $100–$13,500/year with meal plan
- Shared apartment near SGW (Gay Village, Plateau, Rosemont): $650–$950/person/month
- Loyola area (NDG): $600–$850/person/month — cheaper but less central
- Groceries: $350–$500/month
- STM pass (student): ~$62/month
Financial Aid for Concordia Students
QC residents access AFE; out-of-province students use their home province aid program. Concordia's Financial Aid and Awards office administers bursaries and emergency funds. The Concordia University Foundation awards approximately $2 million in scholarships annually. The David O'Brien Faculty of Engineering co-op office also connects students with paid work terms averaging $20–$35/hr.
Financial Tips for Concordia Students
- Concordia's OPUS card (STM transit) is loaded with a monthly student rate — set it up before your first week
- The Concordia Student Union food pantry and emergency bursary are available for students in financial difficulty
- File Quebec income taxes (TP-1) in addition to federal taxes — QC has separate provincial credits including tuition credits
- QC RRSP contribution room starts accumulating at 18 — open a no-fee bank account and start investing co-op earnings
4-Year Cost Summary — Concordia
| Category | QC Resident/yr | Out-of-Province/yr |
|---|---|---|
| Tuition + fees | $4,800–$6,500 | $10,500–$13,000 |
| Housing | $9,600–$13,200 | $9,600–$13,200 |
| Food & personal | $7,000–$9,000 | $7,000–$9,000 |
| Total | $21,400–$28,700 | $27,100–$35,200 |
🧮 Annual Cost Calculator (calcStudentConcordia)
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