Western University

Student Finance Guide: Western University 2026

Western is one of Ontario's most prestigious universities and a social powerhouse — but it comes with real costs. Here's your complete financial guide to attending Western in London, Ontario.

2026 Quick Facts — Western University
Domestic tuition: $7,500–$15,000/yr · Ivey AEO (Year 3–4): ~$33,000/yr · London average shared rent: $750–$950/person/month · No co-op (most programs); strong campus job culture

Tuition at Western University

Western University's domestic undergraduate tuition ranges from approximately $7,500 for general Arts programs to $14,500 for Engineering and $15,000 for Science programs with lab fees. The Ivey Business School's HBA (Honors Business Administration) program — entered after 1–2 years at Western — charges approximately $32,000–$35,000 per year for the 2-year program, making it one of the most expensive undergraduate programs in Canada.

Students entering Ivey from outside Western (directly from high school through the AEO stream) lock in Ivey tuition for years 3 and 4. For most students in general programs, Western's tuition is comparable to UofT and Queens at the upper end of Ontario's tuition range.

Cost of Living in London, Ontario

London is one of the most affordable major university cities in Ontario. Compared to Toronto, students can save $6,000–$12,000/year just on housing:

Total annual living cost in London for a Western student: approximately $18,000–$25,000/year.

OSAP for Western Students

Western students in Ontario are fully eligible for OSAP. The grant component is income-tested and particularly helpful for the first two years of general programs. Students admitted to Ivey face higher tuition costs that increase OSAP loan eligibility, but the grant portion is still capped based on family income.

Western's Student Works program and Werk-Study job placements also supplement OSAP for eligible students — these are campus jobs paying Ontario minimum wage ($17.20/hr in 2026) reserved for students with demonstrated financial need.

Part-Time Work Near Western

London's economy has a strong service sector and growing tech presence. Common student jobs include retail, food service, tutoring, and campus jobs. Western's research programs also employ undergrads as research assistants ($17–$22/hr).

Working 12–15 hours/week during the school year yields approximately $11,000–$14,000/year, enough to cover groceries, transit, and personal expenses without touching student loans.

4-Year Cost Summary (General Program, Not Ivey)

CategoryPer Year4 Years
Tuition + fees$9,000–$11,000$36,000–$44,000
Housing (shared house)$11,000–$13,000$44,000–$52,000
Food & living$6,500–$8,000$26,000–$32,000
Books & misc.$2,000–$3,000$8,000–$12,000
Total$28,500–$35,000$114,000–$140,000

🧮 Western University Annual Cost Calculator (calcStudentWestern)

Western Annual Cost Estimate
Tuition + Fees
Living Costs
OSAP Grant (est.)
Work Income
Net Gap / Surplus

🎓 Best Bank for Canadian Students

Join over 1 million Canadians using KOHO. No monthly fees, instant notifications, cash back on groceries. The perfect student bank account — open in 5 minutes.

Open KOHO Free — Code 45ET55JSYA