TD Rewards points are earned on TD travel credit cards — primarily the TD First Class Travel Visa Infinite and TD Platinum Travel Visa. Points can be redeemed through Expedia for TD (the most common method), transferred to Aeroplan at a 1:1 ratio (for holders of TD Aeroplan cards), or applied as a statement credit toward travel purchases. Understanding TD Rewards redemption values is key to maximizing your earnings.
KOHO — Complement Your TD Card Strategy
Use KOHO for categories where your TD card earns less.
Get KOHO Free
TD Rewards Points Value Calculator
Estimate Your TD Rewards Value
TD Rewards Cards Comparison
| Card | Travel Earn | Dining | Other | Annual Fee |
|---|---|---|---|---|
| TD First Class Travel VI | 9 pts/$ (Expedia for TD) | 6 pts/$ | 3 pts/$ | $139 |
| TD Platinum Travel Visa | 6 pts/$ | 4 pts/$ | 2 pts/$ | $89 |
| TD Gold Elite Visa | 3 pts/$ | 3 pts/$ | 1 pt/$ | $0 |
TD Rewards Redemption Values
- Expedia for TD: 200 pts = $1. Effective rate: 0.5¢/pt. Good for flexible travel booking but not the best rate.
- Travel statement credit: Apply toward any travel charged to the card. Rate varies — approximately 0.8¢/pt.
- Aeroplan transfer (Aeroplan card holders only): 1:1 for TD Aeroplan card holders. Transfers are permanent and irreversible.
- Gift cards: Typically 0.3–0.5¢/pt. Avoid unless no better option.
TD First Class Travel — Best TD Rewards Card
The TD First Class earns 9 TD Rewards points per dollar on Expedia for TD bookings and 6 pts on dining — accelerated earn rates that make it excellent for travel-focused cardholders. Combined with comprehensive insurance (including $2M emergency medical, trip cancellation) and no FX fee waiver, it's a solid mid-tier travel card at $139.
TD Rewards Strategy
- Book all travel through Expedia for TD (9x points)
- For maximum redemption value: consider the TD Aeroplan VI for Aeroplan earning + airline transfer at 1¢+/pt
- Avoid gift card redemptions — 0.3–0.5¢/pt is a poor return