Ontario LTT for Whitby homebuyers — Durham Region means no Toronto municipal land transfer tax
Ontario Land Transfer Tax Calculator — Whitby
Whitby is in Durham Region. Only Ontario provincial LTT applies — save thousands vs. buying in Toronto.
Ontario Land Transfer Tax (Gross):
Ontario Land Transfer Tax Rates (2025)
Purchase Price Range
Tax Rate
Marginal Tax
First $55,000
0.5%
Up to $275
$55,001 – $250,000
1.0%
Up to $1,950
$250,001 – $400,000
1.5%
Up to $2,250
$400,001 – $2,000,000
2.0%
Up to $32,000
Over $2,000,000
2.5%
—
First-Time Buyer Rebate
—
Up to $4,000 back
Whitby Home Prices and LTT Examples
Whitby is one of Durham Region's most sought-after communities — affluent, family-friendly, with strong GO Train service. Typical 2025 prices:
Property Type
Typical Price
LTT (Standard)
LTT (First-Time)
Condo / townhouse
$650,000
$9,975
$5,975
Semi-detached
$850,000
$13,475
$9,475
Detached — central Whitby
$1,000,000
$16,475
$12,475
Detached — Brooklin/north
$1,200,000
$20,475
$16,475
Does Whitby have a municipal land transfer tax?
No. Whitby is in Durham Region, not the City of Toronto. Whitby homebuyers pay only the Ontario provincial Land Transfer Tax. There is no Whitby or Durham Region municipal LTT. This is a major financial benefit compared to Toronto buyers who pay both provincial and Toronto municipal tax — often amounting to thousands in additional costs.
What areas are included in Whitby?
The Town of Whitby includes downtown Whitby, Pringle Creek, Brooklin (north Whitby), Williamsburg, Rolling Acres, and Lynde Shores. Brooklin in particular has seen significant new residential development. All of Whitby falls within Durham Region and pays only Ontario provincial LTT.
How does Whitby LTT compare to Ajax or Oshawa?
All three cities are in Durham Region and use the same Ontario provincial LTT formula. The difference is purely the purchase price — higher-priced Whitby homes generally result in higher absolute LTT amounts, but the rate structure is identical. A $850,000 home in Whitby and a $850,000 home in Oshawa or Ajax would pay the same LTT.
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