Calculate your exact title transfer fee and mortgage registration fee — Alberta charges no land transfer tax
When buying a home in Alberta, you do not pay a provincial land transfer tax. Instead, you pay two small administrative fees to the Alberta Land Titles Office: a Land Title Transfer Fee and a Mortgage Registration Fee. This calculator gives you the exact estimated amounts for both.
Base fee: $50
Plus: $1.50 × (purchase price ÷ $5,000, rounded up)
Example: $550,000 home → $50 + ($1.50 × 110) = $50 + $165 = $215
Base fee: $50
Plus: $1.50 × (mortgage amount ÷ $5,000, rounded up)
Example: $440,000 mortgage → $50 + ($1.50 × 88) = $50 + $132 = $182
| Purchase Price | Title Transfer Fee | On 80% Mortgage | Combined Total |
|---|---|---|---|
| $350,000 | ~$155 | ~$155 (on $280K) | ~$310 |
| $420,000 | ~$176 | ~$155 (on $336K) | ~$331 |
| $500,000 | ~$200 | ~$170 (on $400K) | ~$370 |
| $580,000 | ~$224 | ~$189 (on $464K) | ~$413 |
| $700,000 | ~$260 | ~$218 (on $560K) | ~$478 |
| $900,000 | ~$320 | ~$266 (on $720K) | ~$586 |
| $1,200,000 | ~$410 | ~$338 (on $960K) | ~$748 |
| Home Price | Alberta Title Fees | Ontario LTT (provincial) | Alberta Saves |
|---|---|---|---|
| $400,000 | ~$310 | ~$4,475 | ~$4,165 |
| $580,000 | ~$413 | ~$9,475 | ~$9,062 |
| $750,000 | ~$515 | ~$12,475 | ~$11,960 |
| $1,000,000 | ~$650 | ~$16,475 | ~$15,825 |
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Get KOHO Free — Use Code 45ET55JSYAIs the Alberta land title fee the same as a land transfer tax? No. A land transfer tax is a provincial tax charged as a percentage of the home value. Alberta's land title fee is a small administrative fee charged by the Land Titles Office to register the property transfer. The total is typically $200–$600 vs. $5,000–$15,000+ in land transfer taxes in other provinces.
Who pays the land title transfer fee in Alberta? The buyer pays both the title transfer fee and the mortgage registration fee as part of closing costs.
Are Alberta land title fees negotiable? No — they are set by the provincial government and are not negotiable. Legal fees for your real estate lawyer are separate and can be shopped around.
When are the fees paid? Land title fees are paid at closing through your real estate lawyer, who disburses all closing funds on possession day.
Last updated: March 2025. Fee formula is approximate based on publicly available Alberta Land Titles Office information. Verify exact amounts with your real estate lawyer or the Land Titles Office.