Bank Bonus Stacking Planner
Tick the offers you would realistically pursue this year and watch the total add up. Only verified cash counts, and every requirement is shown so you know what you are signing up for.
How this works
The offers above load live from the same verified data behind the Bremo bonus tracker. Each cash amount is checked against the provider's own page. When you tick an offer, its verified cash value is added to the running total. The total only ever counts real cash: device rewards and free trade credits are listed as extras with no dollar value asserted, and any offer that could not be verified is set aside and not counted.
Where an offer says up to a figure, that is the maximum, and it usually requires completing every step, such as direct deposit plus pre authorized payments. The planner uses the headline cash figure so you can see the ceiling, then it is on you to meet the conditions.
Being honest about stacking
Collecting several bonuses in a year is a real and legitimate way to earn a few thousand dollars. It is also real work, and the requirements are the catch:
- Direct deposit is the usual gatekeeper. Most of the biggest bonuses need a recurring direct deposit, and your payroll can usually point at only one account at a time. That is why people space these offers across months rather than opening everything at once.
- Minimum balances and holding periods. Some offers ask you to keep a balance or keep the account open for a set time. Closing early can claw the bonus back.
- Deadlines. Several offers here expire during the year. Plan the order so the time limited ones come first.
- Tax. A cash bonus is generally income, and interest in a non registered account is taxable. Keep records.
- Your credit. Opening accounts can involve a check. Space applications out and read whether each is a soft or hard pull.
Treat the total as a yearly plan, not a single afternoon. A realistic pace is one or two accounts per month, meeting each requirement properly before moving on.
Next steps
Bremo is an independent Canadian personal finance resource. Amounts are verified against provider pages on the date shown and can change without notice. Always confirm current terms with the provider before applying. Some links earn Bremo a commission, at no cost to you.
Ticking offers updates the total instantly. No signup, no email, nothing leaves your browser.