Quebec Closing Costs Calculator 2025 | Welcome Tax

Calculate Your Quebec Closing Costs

Quebec has a unique closing cost structure compared to other provinces. The Welcome Tax (Taxe de bienvenue / droits de mutation) is Quebec's land transfer tax. And instead of a real estate lawyer, Quebec purchases are handled exclusively by a notary, who typically charges $1,000–$1,800.

Purchase Price ($) Municipality First-Time Buyer?

Enter a purchase price above to calculate.

Quebec Welcome Tax (Land Transfer Tax)

The Welcome Tax is levied by municipalities on property transfers. The provincial government sets the minimum rates; municipalities can add surcharges on higher-value properties. Montreal applies additional rates above $500,000:

Purchase Price Portion	Provincial Rate	Montreal Additional
First $58,900	0.5%	—
$58,901 – $294,600	1.0%	—
$294,601 – $552,300	1.5%	—
$552,301 – $1,104,500	2.0%	—
$500,001 – $1,000,000 (MTL)	—	1.0%
Over $1,000,000 (MTL)	—	1.5%

🏠 Save Up for Closing Costs

KOHO's high-interest savings account helps your closing cost fund grow faster. No monthly fees, earn interest on every dollar.

Open KOHO Free — Code BREMO2026

Notary Fees in Quebec

In Quebec, only a notary (not a lawyer) can finalize real estate transactions. Notary fees for a standard purchase typically run $1,000–$1,800, covering the deed of sale, mortgage deed, title search, and registration. The notary also acts as an escrow agent, ensuring the seller is paid and the title is clean.

Unlike other provinces where you hire separate legal and title insurance professionals, the Quebec notary handles most of what multiple professionals do elsewhere. This partially offsets the Welcome Tax burden for mid-range buyers.