This is a running tracker, not a one-time article. Canadian banks and fintechs pay real money to win your account, and the offers shift through the year. Bookmark this page and check back monthly. You can also browse these offers on our All Bonuses tracker, and every offer changes without notice, so confirm the current terms on the provider's own page before you apply.
The table is sorted by headline value, from largest to smallest. The biggest numbers come from the major banks, but those take the most work: a paid chequing plan and direct deposit held for a couple of months. The no-fee fintech accounts pay less, but the money is fast and there is no monthly fee to erode it.
New this month: a Last verified column. Every row with a date beside it was read that day on the provider's own website, not copied from another blog. Where a row says the offer is not confirmed, we could not load the provider's page and we are telling you rather than leaving a stale number looking fresh. That is the whole point of a tracker.
| Institution | Bonus | Key requirement | Last verified | Link |
|---|---|---|---|---|
| CIBC | Up to $850 | cibc.com states "Bundle to earn up to $850" on the CIBC Smart Account. The full amount needs bundled products, not the chequing account alone. Under 25s have a separate offer: $175 cash and 12 months of Skip+ | 4 Aug 2026 | View offer |
| Scotiabank | $700, up to $1,000 bundled | scotiabank.com states $700 for new Preferred Package or Ultimate Package clients who complete qualifying transactions, plus $200 with a new Money Master Savings account and $100 with a new eligible credit card | 4 Aug 2026 | View offer |
| TD | $500 cash, up to $750 in value | td.com states $500 cash for opening a TD All-Inclusive Banking Plan or TD Unlimited Chequing Account by October 1, 2026, paid within 12 weeks of meeting the conditions, plus $150 for adding a savings account and a TD credit card | 4 Aug 2026 | View offer |
| BMO | Up to $500 | Open an eligible chequing account and set up direct deposit. We could not load bmo.com on 4 Aug 2026, so treat this row as unconfirmed and read the terms on BMO's own page | Not confirmed | View offer |
| RBC | New iPad | rbcroyalbank.com still shows the iPad offer against RBC Signature No Limit Banking. Qualifying actions and the deadline are in RBC's offer details, which we could not open on 4 Aug 2026 | 4 Aug 2026, partly | View offer |
| Simplii Financial | $300 plus $50 Skip card | simplii.com states earn $300 and a $50 Skip gift card when you become a new Simplii client and set up an eligible direct deposit of $100 or more for 3 straight months on the No Fee Chequing Account | 4 Aug 2026 | View offer |
| goPeer | Eligibility varies | Review borrower or investor fit before continuing. Do not count a headline reward until goPeer confirms your current eligibility and terms. | Journey reviewed 12 Aug 2026 | Check fit |
| Questrade | No Bremo reward verified | Choose an account only if the product and current provider terms fit; Bremo is not presenting a fixed Questrade signup reward here. | Claim removed 12 Aug 2026 | Compare accounts |
| KOHO | Provider terms apply | Compare the account, plan pricing and current referral eligibility before continuing. Bremo does not promise a visitor cash amount or free-plan period. | Journey reviewed 12 Aug 2026 | Check KOHO fit |
| Neo Financial | Provider terms apply | Continue only after checking the current referral screen and product terms. A Bremo handoff is not proof of account approval or reward. | Journey reviewed 12 Aug 2026 | Check current path |
| Wealthsimple | $25 base referral | New eligible client, at least $100 in qualifying external net deposits within 30 days, and an open eligible chequing account. Provider terms control. | 12 Aug 2026 | Check all conditions |
The big-bank amounts are maximum promotional values and usually require a monthly-fee plan plus direct deposit held for a set period. Always read the current terms on the provider's page. See our All Bonuses page for the full list.
A welcome offer is useful only when the fees, required transactions, funding window and product fit your real needs. Compare those conditions first; then use the provider's current terms as the final authority.
Use Bremo's KOHO fit guide to compare the account and current provider path without treating a click as a signup or reward.
Check whether KOHO fits →This tracker is the quick monthly scan. When you are ready to plan the full run, these guides go deeper.
We review it every month and refresh the last-updated stamp at the top. Since 4 August 2026 each row also carries its own last-verified date, meaning the day we read that offer on the provider's own website. Rows we could not confirm say so instead of showing a date. Offers change without notice, so always confirm the current terms on the provider's own page before you apply.
The big banks run the largest promos, shown at the top of the table. They pay the most in raw dollars but usually need a paid plan and direct deposit held for a couple of months. The fastest money is a no-fee account you can open in minutes.
Yes. Many Canadians stack several over a year. The order and timing matter so you do not trip eligibility rules like new clients only. The free Bank Churning Playbook lays out the sequence.
bremo.io is an independent Canadian personal finance site. We may earn a referral fee when you open an account through our links, which never affects our rankings. Bonus amounts, eligibility, and terms change without notice and vary by province, so always verify the current offer directly with the provider.
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